Hu hayah omer. Hakkol natun be'eravon, umetzudah perusah al kol hachayim. Hachanut petuchah, vehachenvani makkif, vehappinkas patuach, vehayad kotevet, vechol harotzeh lilvot yavo veyilveh, vehaggabba'im machzirim tadir bechol yom, venifra'in min ha'adam midda'to veshello midda'to, veyesh lahem al mah sheyismochu, vehaddin din emet, vehakkol metukkan lis'uddah.
Chapter 3 / Mishnah 16 - Pirkei Avot translated into english
He used to say: everything is given against a pledge, and a net is spread out over all the living; the store is open and the storekeeper allows credit, but the ledger is open and the hand writes, and whoever wishes to borrow may come and borrow; but the collectors go round regularly every day and exact dues from man, either with his consent or without his consent, and they have that on which they [can] rely [in their claims], seeing that the judgment is a righteous judgment, and everything is prepared for the banquet.
He was wont to say: All is given in surety. [Succah 53a): "A man's feet are surety for him to bring him to the place where he is claimed."], and a net [(afflictions and death)] is spread over all of the living. The shop is open [and men enter and buy on credit], and the Shopkeeper gives credit [and trusts all who come to take. So, men sin every day, and the Holy One Blessed be He waits for them until their time comes], and the ledger is open [to write down the credit given so that it not be forgotten], and the hand writes, [so that it not be said: Even though the ledger is open, sometimes the shopkeeper is busy and does not write everything down — wherefore: "And the hand writes."], and all who wish to borrow may come and borrow [i.e., "and permission is given" (above). No one is forced to borrow against his will.], and the collecters [(afflictions and sore vicissitudes)] go around constantly, each day and exact ["repayment"] of the man [sometimes] to his knowledge [(Sometimes he remembers his debt and says: "Well have You judged me")], and [sometimes] not to his knowledge [(Sometimes he forgets and rails at G-d's judgment)]; but they have what to rely on, [the ledger and the Shopkeeper who is trusted with His ledger. So, these afflictions "rely" upon the man's deeds, which are remembered by G-d but forgotten by man.], and the judgment is a true judgment [For the Holy One Blessed be He does not tyrannize over His creations (Avodah Zarah 3a)], and all is set for the repast. [Both the righteous and the wicked (after their debt has been claimed) have a share in the world to come.]