He was wont to say: All is given in surety. [Succah 53a): "A man's feet are surety for him to bring him to the place where he is claimed."], and a net [(afflictions and death)] is spread over all of the living. The shop is open [and men enter and buy on credit], and the Shopkeeper gives credit [and trusts all who come to take. So, men sin every day, and the Holy One Blessed be He waits for them until their time comes], and the ledger is open [to write down the credit given so that it not be forgotten], and the hand writes, [so that it not be said: Even though the ledger is open, sometimes the shopkeeper is busy and does not write everything down — wherefore: "And the hand writes."], and all who wish to borrow may come and borrow [i.e., "and permission is given" (above). No one is forced to borrow against his will.], and the collecters [(afflictions and sore vicissitudes)] go around constantly, each day and exact ["repayment"] of the man [sometimes] to his knowledge [(Sometimes he remembers his debt and says: "Well have You judged me")], and [sometimes] not to his knowledge [(Sometimes he forgets and rails at G-d's judgment)]; but they have what to rely on, [the ledger and the Shopkeeper who is trusted with His ledger. So, these afflictions "rely" upon the man's deeds, which are remembered by G-d but forgotten by man.], and the judgment is a true judgment [For the Holy One Blessed be He does not tyrannize over His creations (Avodah Zarah 3a)], and all is set for the repast. [Both the righteous and the wicked (after their debt has been claimed) have a share in the world to come.]